Insurance
Motorcycle Rental Protections & Coverages
Extended Roadside Assistance
In the unlikely event of operational difficulty or unexpected emergency, you want reliable service fast - especially helpful when you're in an unfamiliar city. With Extended Roadside Assistance, you will get fast, reliable emergency road hazard & towing assistance
Rental Insurance Coverage
Affitto offers insurance coverage for motorcycle rentals through our partner MBA Insurance. Purchasing an insurance addendum through MBA Insurance extends coverage to you and includes Minimum Financial Responsibility Split Limits of Liability, Comprehensive and Collision with a per vehicle per occurrence deductible as established by the insurer. In addition, when required by state law, Uninsured and/or Underinsured Motorists, Medical Payments, or Personal Injury Protection coverages are included. (NOTE: Insurance must be purchased at least 24 hours before the start time of your booking). Insurance is not required for scooters as Liability insurance is included in the price of a scooter rental.
Personal Accident Insurance (PAI)
PAI provides medical, hospital, death and dismemberment benefits for bodily injury resulting from an accident during the entire period of the Rental Agreement. Limits: $50,000 Renter/$5,000 Passenger/$55,000 Aggregate Emergency Medical Expense Limit: $1,000 Per Rental Agreement (Included in Aggregate) Deductible: $NIL.
Personal Effects Insurance (PEI)
PEI protects your personal belongings as the primary Renter or Sharer and those of your immediate family traveling with you. Limits: $525 Person/$525 Per Occurrence Deductible: $25 Per Person
Supplemental Liability Insurance (SLI)
SLI is additional liability insurance over and above the state statutory limit. When you accept SLI, the policy may provide you with excess coverage for the difference between that provided in your Rental or Sharing agreement and the maximum total aggregate limit per accident of up to $300,000. Internal Limits Apply: $60,000 per person Bodily Injury limit per
Accident and $10,000 Property Damage limit per Accident (Included in Aggregate limit and reduced by any other valid and collectible insurance)
Loss Damage Waiver (Scooter Only)
Loss Damage Waiver (“LDW”) is not insurance and not mandatory. If you accept LDW at the additional daily rate as stated in the rental agreement, for each full day that the vehicle is rented to you and the vehicle is operated in accordance with the Agreement, we assume responsibility for the damage to the vehicle except, if permitted by law, for lost, damaged or stolen keys or remote entry devices, towing or tire services, unless related to an accident, or recovery of the vehicle if stolen, and except for your amount of "responsibility", if any, specified on the rental document.